Yousif, Abdulkhaleq Husham. “The Quality of Electronic Services and Their Impact on Banking Performance: An Exploratory Study of the Opinions of A Sample of Employees of Al-Rafidain Bank, Public Administration Branch – Baghdad ”. Journal of Asian Multicultural Research for Social Sciences Study 3, no. 3 (August 21, 2022): 133-142. Accessed August 6, 2026. http://www.amrsjournals.com/index.php/jamrsss/article/view/313.